Cloudbeds Payments - Tax Documents + 1099-K Form

• A 1099-K tax form is a statement of income that merchants receive from their processors in late January to early February for the previous tax year.
• Forms are mailed to you via USPS and sent to the address the processor has on file by January 31.
• Businesses in Massachusetts that have processed more than $600 will receive a 1099-K. No transaction minimum applies.

Overview

To receive a 1099-K for your Cloudbeds Payments transactions, you must have met the following qualifications within the calendar year for transactions processed through this merchant account:

• Based in the US, or is a US taxpayer;
• Processed more than $20,000 in total gross volume via your Cloudbeds Payments merchant account AND exceeded 200 transactions during the 2025 calendar year.

Note: For the 2024 tax year, the IRS threshold was temporarily set at $5,000. Following the "One Big Beautiful Bill Act," the threshold for 2025 has returned to the $20,000 and 200-transaction limit.

If you have met the above criteria, a 1099-K form will be mailed to your legal business address via USPS by January 31st of the following year. 

How to check if you are qualified

Reporting on your site can help you view your total income processed, fees, and sales tax details for any date range.

Here are helpful reports:

• Payment Processing Report
• Cloudbeds Payments - Payouts Report  
• Tax Report 
• Transactions Report 

If you believe you should have received your copy based on the above criteria and have not or have any questions, please email risk@cloudbeds.com.